Good local schools, great municipal services, convenient and varied amenities – these are a small number of factors many consider when choosing where to live and which home to buy in East Texas. These are the details we’ll always be able to provide you as our client. No matter your budget, we will find the perfect home for you. One of our professional agents will be with you every step of the way, from helping you narrow your search to guiding you through the negotiation process. Everyone deserves to own the home of their dreams, and we know you can be next. Interested in learning more about the East Texas home buying process? Contact CENTURY 21 Action Team to see how we can get you started.
TIPS WHEN BUYING A HOME
Choosing your real estate professional near Jacksonville is the most important decision you will make when buying property. We believe the more you look around, the more you will see the value of working with us.
However, no matter whom you choose, these simple tips will help you find and purchase the home of your dreams more quickly and efficiently:
Before you shop
- Be a smart consumer. Learn the financing basics. Know how to shop for a home loan that's right for you.
- Get pre-approved. This takes very little time and lets you know the price range that fits your lifestyle.
- Know what you want. The last thing you need is to close a deal and realize you bought a house you don't want. Ask yourself what you're looking for in a home before you shop. Think about size, commute time, and necessary repairs.
- Keep your debt load to a minimum. Don't make major purchases or incur any additional debt until after your purchase. Pay down credit cards and don't apply for new ones. Remember: financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed 28 percent of your gross monthly income.
- Be prepared to view new properties quickly. Sometimes homes sell fast, so be ready to make quick decisions. Be accessible to change the terms.
- Have instant access to your agent. Instant communication can mean the difference in purchasing the property of your choice.
BEFORE YOU BUY
- Submit a strong, competitive offer.
- Include a substantial earnest money deposit. Sometimes offers are accepted based on the amount of the deposit.
- Try to minimize the number of contingencies. Fewer contingencies mean a stronger offer.
- Hire an inspector. A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition.
- Check zoning regulations and covenants. Good residential neighborhoods will be zoned to keep out commercial and industrial users. Read any restrictive covenants and make sure they fit your lifestyle.
- Request an updated property survey. Be sure it clearly marks boundaries. Check for problems.
- Make sure you know what stays or goes. Your contract should be very specific about which items (appliances, etc.) are included in the sale.
- Get agreements in writing. Make certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.
Ready to learn more? Contact CENTURY 21 Action Team today to learn more about home buying near Jacksonville!
